Retirement Planning
 
Find courses that cover retirement needs analysis, Social Security, Medicare, Medicaid, types of retirement plans, and regulatory considerations.

Retirement Planning (CE Credit)
Collapse 7 Steps to Protect Yourself, Your Practice and Your Clients Who Have Diminished Mental Capacity - On Demand

2017 FPA Retreat

 

What do you do when you discover that one of your clients has a diminished mental capacity? If you don't know what steps to take to protect your client and your practice, both may be at risk. Learn the best practices to follow when one of your clients has a loss of memory and develop a protocol to use with every client you suspect may have diminished mental capacity. Develop the skills to develop a relationship with the client's entire family and become their trusted adviser for future generations. Remember it is not a question of if you will have to work with a client who has diminished mental capacity but when. Prepare yourself now to protect your client, yourself and your practice.

 

Level of Complexity: Overview

Formats Available: Streaming
Original Course Date: April 26, 2017
On-Demand Release Date: Available Now

Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE 7 Steps to Protect Yourself, Your Practice and Your Clients Who Have Diminished Mental Capacity - On Demand
    Collapse A Close Look at Long Term Care Solutions for Your Clients - On Demand

    Join FPA partners and insurance experts Michael Smith, president of CPS Horizon Financial, and Matthew Anderson, president of Broadtower Insurance Solutions, Inc. as they discuss updates on the long term care insurance market, taking a deeper dive into the different solutions planners can provide to clients including hybrids, cost and plan design. Also covered are tips on starting this tough conversation and an analysis of LTCI for business owners.

     

    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: August 24, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE A Close Look at Long Term Care Solutions for Your Clients - On Demand
    Collapse A New Look at Reverse Mortgages - An Emerging Retirement Income Planning Tool - On Demand

    An adviser's biggest challenge today is often how to make income and assets last through an ever-lengthening retirement span. Strategic use of a Home Equity Conversion Mortgage (aka HECM or "reverse mortgage") can deliver improved retirement income plans and increased chances of portfolio survival in a long retirement, as demonstrated by research from The American College of Financial Services and other noted universitites. Join Becky Bell, CFP® to learn how to take reverse mortgage concepts and turn them into compliant strategies for your clients.

    Formats Available: Streaming
    Original Course Date: February 19, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE A New Look at Reverse Mortgages - An Emerging Retirement Income Planning Tool - On Demand
    Collapse Best Practices for Retirement Income Planning - On Demand

     

    As the baby boomers reach retirement, advisers must solve new problems for clients. Retirement income is different as clients shift their focus from maximizing wealth to creating sustainable income, face a greater range of risks, and increasingly must solve a complex lifetime financial problem. Key retirement risks include longevity, market and the newly emergent sequence of returns, and personal spending shock. Each risk requires different income tools and risk management techniques. Two distinct schools of thought have emerged within the retirement income world: probability-based and safety-first approaches. Join Wade D. Pfau, Ph.D., CFA to learn how different retirement income tools can be combined to build more efficient retirement strategies in a way that best integrates aspects from both schools of thought.

     

    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: February 19, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Best Practices for Retirement Income Planning - On Demand
    Collapse Evaluating Mortgages as a Source of Leverage: Theory & Practice

    Retreat 2016

    With historically low interest rates, we are in an environment that begs us to ask the question Should clients use leverage and leave portfolio dollars invested? Leveraging assets can lead to a potential economic benefit; however, there is also psychological risk, particularly for those carrying debt into retirement. We will explore the use of mortgages during retirement and client satisfaction from both an academic and practical perspective through four theoretically based research articles

    Learning Objectives:

    Identify both financial and non-financial considerations when counseling a client about mortgage debt in retirement

    Recognize how financial and non-financial considerations may effect a clients emotional and financial well-being

    Discover how to best bring academic research into practice.

    Formats Available: Streaming
    Original Course Date: April 26, 2016

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Evaluating Mortgages as a Source of Leverage: Theory & Practice
    Collapse Evaluating Mortgages as a Source of Leverage: Theory & Practice

    Retreat 2016

    With historically low interest rates, we are in an environment that begs us to ask the question Should clients use leverage and leave portfolio dollars invested? Leveraging assets can lead to a potential economic benefit; however, there is also psychological risk, particularly for those carrying debt into retirement. We will explore the use of mortgages during retirement and client satisfaction from both an academic and practical perspective through four theoretically based research articles

    Learning Objectives:

    Identify both financial and non-financial considerations when counseling a client about mortgage debt in retirement

    Recognize how financial and non-financial considerations may effect a clients emotional and financial well-being

    Discover how to best bring academic research into practice.

    Formats Available: Streaming
    Original Course Date: April 26, 2016

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Evaluating Mortgages as a Source of Leverage: Theory & Practice
    Collapse Home Equity Planning How-To: Identify Candidates and Introduce Reverse Mortgages into Your Practice

     

    PLEASE NOTE THAT CE CREDIT IS ONLY AVAILABLE FOR THE LIVE PRESENTATION

     

    Staying up-to-date on a variety of planning solutions is part of every financial adviser’s fiduciary responsibility to clients approaching retirement age. During this webinar, advisers will understand why homeowners age 62+ should consider a reverse mortgage to improve cash-flow in retirement, and how to take the next step to learn how to incorporate this concept into their practice while adding value to your clients’ long-term financial plans.

    Level of Complexity: Overview

    Please note that if you register for this partner-sponsored webinar, you are opting to receive communication from this webinar's partner. For more information about FPA's privacy policy, click here.

    Formats Available: Webinar + Archive
    Original Course Date: June 06, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Home Equity Planning How-To: Identify Candidates and Introduce Reverse Mortgages into Your Practice
    Collapse Home Equity Planning How-To: Identify Candidates and Introduce Reverse Mortgages into Your Practice - On Demand

    Staying up-to-date on a variety of planning solutions is part of every financial adviser’s fiduciary responsibility to clients approaching retirement age. During this webinar, advisers will understand why homeowners age 62+ should consider a reverse mortgage to improve cash-flow in retirement, and how to take the next step to learn how to incorporate this concept into their practice while adding value to your clients’ long-term financial plans.

     

    Level of Complexity: Overview

    Please note that if you register for this partner-sponsored webinar, you are opting to receive communication from this webinar's partner. For more information about FPA's privacy policy, click here.

    Formats Available: Streaming
    Original Course Date: June 06, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Home Equity Planning How-To: Identify Candidates and Introduce Reverse Mortgages into Your Practice - On Demand
    Collapse Incorporating Health Savings Accounts (HSAs) into Your Financial Planning Practice - On Demand

    Most Americans are not saving enough for retirement. Further, we underestimate how much of retirement income will be spent on health care costs. Health savings accounts (HSAs) are well suited to fill this void by offering superior tax efficiency today coupled with the flexibility to meet retirees’ changing needs as they age. Join this session to learn how HSAs may benefit your clients and how incorporate them into their financial plans.

     

    Level of Complexity: Overview

    Formats Available: Streaming
    Original Course Date: September 12, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Incorporating Health Savings Accounts (HSAs) into Your Financial Planning Practice - On Demand
    Collapse Is the Quality of Your Retirement Advice Losing Money for Your Clients? - On Demand

     

    It's no secret that all retirement calculators are not created equal, and it's been well reported that the same inputs receive varying longevity results across retirement tools. Now, research shows that many of these calculators cheat investors out of six or more years of retirement income by using inefficient drawdown strategies.This discovery comes from the research article, "Tax-Efficient Withdrawal Strategies," published in The Financial Analysts Journal and written by William Meyer, CEO, Retiree Inc., and William Reichenstein, PhD, Co-founder, Retiree Inc. Join Retiree Income for this educational webinar to hear the research authors debunk the conventional wisdom around tax-efficient retirement withdrawals, which suggests that in investor should withdraw funds from one account at a time moving to the next one after the previous is exhausted, starting with tax-deferred accounts and moving to tax-exempt accounts. Meyer and Reichenstein will demonstrate that this conventional wisdom, which many retirement income tools are built on, is not the most tax efficient.

    Level of Complexity: Intermediate

    Formats Available: Streaming, Webinar + Archive
    Original Course Date: May 10, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Is the Quality of Your Retirement Advice Losing Money for Your Clients? - On Demand
    Collapse Key Research on Ways to Finance Client Downsizing - On Demand

     

    Downsizing is a major planning event that can help clients secure their long-term retirement goals. Join John Salter, PhD, CFP® and wealth manager at Evenky & Katz to learn about his extensive research on various strategies for client downsizing, including the use of reverse mortgages and their impact on retirement goals, liquidity and retirement income.

    Level of Complexity: Intermediate


    Objectives:

    • Communicate the need for liquid assets and emergency funds and recommend strategies for accumulating the appropriate levels of funds as part of a downsizing strategy. 
    • Recommend a strategy for downsizing clients for maximizing the probability of each achieving the goals and mitigating longevity risk. 

    Formats Available: Streaming
    Original Course Date: March 15, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Key Research on Ways to Finance Client Downsizing - On Demand
    Collapse New Retirement Planning Strategies after the Tax Cut and Jobs Act of 2017 - On Demand

    Join William Meyer, CEO at Income Solver, and William Reichenstein, Head of Research and Endowed Professor at Baylor University to learn how the recent tax cut will impact retirement planning, creating new opportunities and risks. You will also learn tax efficient withdrawal strategies and how to apply them to Social Security and Medicare.

     

    Level of Complexity: Advanced

    Formats Available: Streaming
    Original Course Date: March 21, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE New Retirement Planning Strategies after the Tax Cut and Jobs Act of 2017 - On Demand
    Collapse Reverse Mortgages: The Cinderella of Retirement Planning? - On Demand

    With 10,000 baby boomers turning 62 every single day and over $6 trillion in home equity amongst your senior clients, reverse mortgages just may be the late coming Cinderella to the retirement ball that fixes the retirement crisis we are facing. However, financial advisers have long looked at reverse mortgages as the "loan of last resort," the "ugly step-sister" of retirement planning stories. In this program, we will create a major paradigm shift in your thinking and discuss how recent program changes and groundbreaking research by the financial planning industry, and noted academics, have overwhelmingly proven the necessity of using reverse mortgages at the age of 62, not 82.  

     

    Level of Complexity: Overview

     

    Formats Available: Streaming
    Original Course Date: May 25, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Reverse Mortgages: The Cinderella of Retirement Planning? - On Demand
    Retirement Planning (No Credit)
    Collapse New Retirement Planning Strategies after the Tax Cut and Jobs Act of 2017

     

    PLEASE NOTE THAT CE CREDIT IS ONLY AVAILABLE FOR THE LIVE PRESENTATION

     

    Join William Meyer, CEO at Income Solver, and William Reichenstein, Head of Research and Endowed Professor at Baylor University to learn how the recent tax cut will impact retirement planning, creating new opportunities and risks. You will also learn tax efficient withdrawal strategies and how to apply them to Social Security and Medicare.

     

    Level of Complexity: Advanced

    Formats Available: Streaming, Webinar + Archive
    Original Course Date: March 21, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE New Retirement Planning Strategies after the Tax Cut and Jobs Act of 2017