Recently, there have been many challenges to the traditional retirement spend down model. Today’s market environment provides even more uncertainty and greatly affects the way clients make key financial decisions. There is more anxiety, and many believe that they may not have the funds needed to retire in a way they had hoped. Join moderator Ross Levin and expert panelists William Reichenstein and Steve Vernon as they sort through strategies and provide new ways to approach client conversations around retirement and income.

Overview: General review of subject from a broad perspective/dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

It’s critically important that Financial Professionals get quickly up to speed on how their best clients will be impacted by tax reform. The session will specifically cover: 
- The Complete Overhaul of Itemized Deductions 
- The New Rate Structure for Individuals 
- The New Child & Family Tax Credits 
- Re-thinking DrawnDown Strategies 
- Re-thinking Charitable Strategies 
- Roth Conversions Going Forward 
- Advanced Income Tax Planning Using Trusts 
- The Massive Change to the Taxation of Pass Thru Income

Overview: General review of subject from a broad perspective/ dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

Let’s define high-income taxpayers as those who will have to pay taxes on 85% of their social security benefits after they begin RMDs. Each time a married couple’s MAGI exceeds $170,000, $214,000, $267,000, or $320,000 by even $1 their joint annual Medicare premiums two years hence can increase by up to $2,424. The dollar amounts for singles are half these levels. These premium increases are essentially tax increases. This session will discuss what taxpayers can do both before and after age 70.5 to minimize the size of their future Medicare premiums.
 

Overview: General review of subject from a broad perspective/dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject